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Side-by-side comparison
Multipass logo
Multipass
VS
PCS logo
PCS

Multipass vs PCS

Side-by-side comparison of Multipass and PCS — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Multipass and PCS stand out.

Multipass logo

Multipass

Neobank
  • Mobile-first banking
  • Built for businesses
  • Available in 15 countries
  • Rated 4.2 / 5 on Neolista
PCS logo

PCS

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.3 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Multipass and PCS to the overall average score across all listed providers.

Multipass logo
4.2
VS
PCS logo
4.3
VS

Directory average

4.1

Multipass vs PCS: the full comparison

Our breakdown of how Multipass and PCS compare — and which might suit you best.

Multipass is available in 15 countries, while PCS is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Multipass is best suited to businesses. MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses. Note: Multipass accepts companies from the UK and other countries on a case-by-case basis It currently holds a Neolista score of 4.2 out of 5.

By comparison, PCS is geared towards individuals. Quite simply: 1 account with no commitment or income requirements, 1 Rechargeable card for secure payments and withdrawals worldwide, and 1 RIB for receiving and making transfers It currently holds a Neolista score of 4.3 out of 5.

If Multipass lines up with what you need, it's a strong choice — but it's worth weighing PCS too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Multipass and PCS aren't available everywhere. Here's where each one currently operates.

Multipass logo

Multipass

Available in 15 countries

Belgium flagBulgaria flagDenmark flagFinland flagFrance flagGreece flagItaly flagNetherlands flagNorway flagPoland flagPortugal flagRomania flagSpain flagSweden flag+1 more
VS
PCS logo

PCS

Available in 1 country

France flag

What customers are saying

Recent verified 5-star reviews for Multipass and PCS.

“We had a great experience with Multipass. The account opening process was smooth and efficient, with clear guidance at every step. The support team was responsive, professional, and always willing to assist whenever needed. We highly appreciate the quality of service and would recommend Multipass to our partners.”

Trustpilot
Liel"Multipass" review from Trustpilot

“Hello im writing a complaint message with 5 stars since i don't want to leave a bad review yet, but i have encountered an issue since i purchased a pcs virtual card for 5 euros and usded voucher for 100 euros which i got gifted, but now im having a big problem since im under 18 and i can't do the kyc which i think is the reason for my card declining everywhere when trying to make a purchase.”

Trustpilot
Justin"PCS" review from Trustpilot
Multipass logo

Multipass is great for businesses

Multipass offers accounts for business customers.

Business accounts
Go to Multipass
PCS logo

PCS is great for individuals

PCS offers accounts for personal customers.

Personal accounts
Go to PCS

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