Mercury vs PCS

Highlights

A quick, at-a-glance look at what makes Mercury and PCS stand out.

Mercury

Top rated

Mobile-first banking
Built for businesses
Available in 1 country
Rated 4.7 / 5 on Neolista

PCS

Neobank

Mobile-first banking
Great for personal use
Available in 1 country
Rated 4.3 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Mercury and PCS to the overall average score across all listed providers.

4.7

VS

4.3

VS

Directory average

4.1

Mercury vs PCS: the full comparison

Our breakdown of how Mercury and PCS compare — and which might suit you best.

Mercury is available in 1 country, while PCS is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Mercury is best suited to businesses. Online Business Banking For Startups & Small Businesses. Apply in 10 minutes for business banking that transforms how you operate. It currently holds a Neolista score of 4.7 out of 5.

By comparison, PCS is geared towards individuals. Quite simply: 1 account with no commitment or income requirements, 1 Rechargeable card for secure payments and withdrawals worldwide, and 1 RIB for receiving and making transfers It currently holds a Neolista score of 4.3 out of 5.

If Mercury lines up with what you need, it's a strong choice — but it's worth weighing PCS too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Mercury and PCS aren't available everywhere. Here's where each one currently operates.

Heads up: Mercury and PCS don't currently operate in any of the same countries.

Mercury

Available in 1 country

VS

PCS

Available in 1 country

What customers are saying

Recent verified 5-star reviews for Mercury and PCS.

“I’ve had a very positive experience with Mercury. The platform is modern, simple, and easy to use, especially for managing a U.S. business remotely. Customer support has also been responsive and helpful whenever needed. Overall, a reliable and well-designed banking experience.”

Cenk"Mercury" review from Trustpilot

“Hello im writing a complaint message with 5 stars since i don't want to leave a bad review yet, but i have encountered an issue since i purchased a pcs virtual card for 5 euros and usded voucher for 100 euros which i got gifted, but now im having a big problem since im under 18 and i can't do the kyc which i think is the reason for my card declining everywhere when trying to make a purchase.”

Justin"PCS" review from Trustpilot

Mercury is great for businesses

Mercury offers accounts for business customers.

Business accounts

Go to Mercury

PCS is great for individuals

PCS offers accounts for personal customers.

Personal accounts

Go to PCS