Bitwala vs PCS

Highlights

A quick, at-a-glance look at what makes Bitwala and PCS stand out.

Bitwala

Neobank

Mobile-first banking
Great for personal use
Available in 30 countries
Rated 3.6 / 5 on Neolista

PCS

Neobank

Mobile-first banking
Great for personal use
Available in 1 country
Rated 4.3 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and PCS to the overall average score across all listed providers.

3.6

VS

4.3

VS

Directory average

4.1

Bitwala vs PCS: the full comparison

Our breakdown of how Bitwala and PCS compare — and which might suit you best.

Bitwala is available in 30 countries, while PCS is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, PCS is geared towards individuals. Quite simply: 1 account with no commitment or income requirements, 1 Rechargeable card for secure payments and withdrawals worldwide, and 1 RIB for receiving and making transfers It currently holds a Neolista score of 4.3 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing PCS too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and PCS aren't available everywhere. Here's where each one currently operates.

Bitwala

Available in 30 countries

+16 more

VS

PCS

Available in 1 country

What customers are saying

Recent verified 5-star reviews for Bitwala and PCS.

“(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.”

Dick Hugh"Bitwala" review from Trustpilot

“Hello im writing a complaint message with 5 stars since i don't want to leave a bad review yet, but i have encountered an issue since i purchased a pcs virtual card for 5 euros and usded voucher for 100 euros which i got gifted, but now im having a big problem since im under 18 and i can't do the kyc which i think is the reason for my card declining everywhere when trying to make a purchase.”

Justin"PCS" review from Trustpilot

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts

Go to Bitwala

PCS is great for individuals

PCS offers accounts for personal customers.

Personal accounts

Go to PCS