What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreQuite simply: 1 account with no commitment or income requirements, 1 Rechargeable card for secure payments and withdrawals worldwide, and 1 RIB for receiving and making transfers
Go to PCS Learn moreWe put every effort into ensuring information on Neolista is accurate. Double-check details that matter to you before opening an account.
Supported accounts:
PersonalA trusted, all-in-one rating that simplifies feedback from across the web.
PCS is an innovative mobile banking solution that delivers a comprehensive range of financial services right at your fingertips. Designed with a user-friendly interface, PCS makes banking transactions simple, quick, and secure for its customers. Whether you need to check your account balance, pay bills, transfer funds, or deposit checks, PCS offers these features with just a few taps on your smartphone.
The app prioritizes security with state-of-the-art encryption and authentication measures to protect personal data and financial information. PCS also provides real-time notifications for transactions, which helps in monitoring account activity and detecting any unauthorized use promptly. With its robust functionality and convenience, PCS is aimed at providing a seamless banking experience for users on the go.
Go to PCSExplore what real users have to say about their experiences with PCS. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
PCS is doing a wonderful job, despite recent issues with their PCSIL transmitter. The team works hard to ensure the safety of all their customers, and I am very satisfied. It's important to recognize that some situations can't be resolved instantly, but PCS always makes things right in the end. Wishing the whole team continued success!
24/04/2024
I'm incredibly happy with my experience. While recharging can get a bit pricey, I appreciate the functionality and speed of the card. I receive notifications and can track my expenses through the app, which shows how much I paid and the transfer speed—usually within 3 days or less. I currently use two cards, PCS Black and Absolute, both under my name. PCS Bank is an excellent option for handling online finances safely and conveniently. Their prepaid card allows secure payments without exposing personal banking information, and they also offer services like budget management and money transfers through their online banking platform.
24/04/2024
I’m very satisfied with your services. Recently, I tried to withdraw money from an ATM, and while the transaction was completed, the cash didn’t come out. I was very worried because it was 500 euros, but my money was returned by PCS in just a couple of days. Thank you! I do have one request: please make it possible to use PCS with Apple Wallet.
19/12/2023
PCS is an excellent account that I've been using for a long time. I have full confidence that my money is secure and doesn't move back and forth. Highly recommend!
23/04/2024
Welcome to the new world of "PCS 💳"! Enjoy your shopping experience. Best regards.
13/09/2023
Explore our comprehensive collection of blogs that delve into PCS and the world of mobile banking.
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read morePleo, MultiPass, and Wamo are three companies at the forefront of this transformation, each offering unique services that cater to the modern business's needs.
Read moreThe financial services industry is undergoing a revolution, driven by a new generation of financial institutions: neobanks. But what exactly are neobanks, and how are they shaking things up for traditional banks?
Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
PCS is an innovative mobile banking solution that delivers a comprehensive range of financial services right at your fingertips. Designed with a user-friendly interface, PCS makes banking transactions simple, quick, and secure for its customers. Whether you need to check your account balance, pay bills, transfer funds, or deposit checks, PCS offers these features with just a few taps on your smartphone.
The app prioritizes security with state-of-the-art encryption and authentication measures to protect personal data and financial information. PCS also provides real-time notifications for transactions, which helps in monitoring account activity and detecting any unauthorized use promptly. With its robust functionality and convenience, PCS is aimed at providing a seamless banking experience for users on the go.
PCS is currently available for residents of the following countries:
FranceNo matter where you are, at home or abroad, you can access your PCS account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with PCS is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. PCS doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use PCS is the low (or no!) fees. PCS has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, PCS offers zero fees on all transactions, including purchases made overseas!
PCS = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With PCS everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.