Discover leading mobile banks around the globe, including top choices available for businesses based in Panama. Find the ideal business banking platform that suits your banking needs and preferences.
NeoScore
The Neolista Rating is a comprehensive measure that combines Trustpilot Rating, App Store Rating, and Play Store Rating into a single, unified rating.
Calculated using a weighted average approach, Neolista Rating synthesizes Trustpilot Score, App Store Rating, and Play Store Rating, providing a consolidated overview of the neobank's overall performance and user satisfaction across different platforms.
Provider
175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
Available in
NeoScore
The Neolista Rating is a comprehensive measure that combines Trustpilot Rating, App Store Rating, and Play Store Rating into a single, unified rating.
Calculated using a weighted average approach, Neolista Rating synthesizes Trustpilot Score, App Store Rating, and Play Store Rating, providing a consolidated overview of the neobank's overall performance and user satisfaction across different platforms.
Provider
Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.
Based in
United States
Available in
Everything you need to know about mobile banking. Our FAQ section covers the essentials, offering you insights and answers to the most common questions about managing your finances through mobile banks.
A mobile bank operates primarily through a mobile app, allowing users to manage their financial transactions digitally without the need for traditional brick-and-mortar branches.
Mobile banks use advanced security measures such as encryption, two-factor authentication, and biometric logins to ensure that your financial data is protected and secure.
Many mobile banks offer services to non-residents, though requirements can vary. Check the specific bank’s policies regarding international applications.
Mobile banks often offer lower fees, higher convenience through 24/7 digital access, real-time notifications on transactions, and innovative financial management tools compared to traditional banks.
While mobile banks typically offer reduced fees, there may be charges for certain services such as ATM withdrawals outside their network, international transactions, or premium account features.
You can deposit money into a mobile bank account via bank transfers, direct deposit, mobile check deposit, and sometimes by depositing cash at partner locations depending on the bank’s infrastructure.
When choosing a neobank, consider factors such as the fees and charges, the range of services offered, customer support availability, security measures, user reviews, and how well it meets your financial needs. Additionally, evaluate any perks or benefits like cashback offers, interest rates on savings, and international transaction fees.
Opening an account with a neobank usually involves downloading their mobile app or visiting their website, completing an online application form, and providing necessary documents such as a government-issued ID for identity verification. The process is typically quick, often requiring just a few minutes to complete.
The main difference between a neobank and an online bank is that neobanks are typically technology-driven startups that do not have their own banking licenses but rely on partnerships with traditional banks to offer banking services, whereas online banks are usually the digital arms of established banks, possessing full banking licenses and offering a broader range of financial services.
Yes, you can have both a neobank account and a traditional bank account simultaneously. Many people use neobanks for their convenience and innovative features while maintaining a traditional bank account for access to a full range of financial services and in-person customer support.
Neobanks are increasingly available worldwide, but their presence varies significantly from one region to another. Some neobanks operate globally, while others are restricted to specific countries or regions due to regulatory requirements and licensing issues. Luckily that is where Neolsita comes in. All listed neobanks have an indication of where in the world they are available.