List of all neobanks in Indonesia (December 2024)

Explore 3 mobile banks available in Indonesia

Wise

4.5

NeoScore

What's this score?

The Neolista Rating is a comprehensive measure that combines Trustpilot Rating, App Store Rating, and Play Store Rating into a single, unified rating.

Calculation

Calculated using a weighted average approach, Neolista Rating synthesizes Trustpilot Score, App Store Rating, and Play Store Rating, providing a consolidated overview of the neobank's overall performance and user satisfaction across different platforms.

Great when dealing with multiple currencies

Based in

United Kingdom

and 4 other countries

Wise has offices in the following countries:

Australia

Belgium

Singapore

United Kingdom

United States

Available in

Indonesia

United States +177

Wise is available for residents of the following countries:

Europe (44)

Albania

Andorra

Austria

Belarus

Belgium

Bosnia and Herzegovina

Bulgaria

Croatia

Cyprus

Czech Republic (Czechia)

Denmark

Estonia

Finland

France

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Moldova

Monaco

Montenegro

Netherlands

North Macedonia

Norway

Poland

Portugal

Romania

San Marino

Serbia

Slovakia

Slovenia

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

North America (23)

Antigua and Barbuda

Bahamas

Barbados

Belize

Canada

Costa Rica

Cuba

Dominica

Dominican Republic

El Salvador

Grenada

Guatemala

Haiti

Honduras

Jamaica

Mexico

Nicaragua

Panama

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Trinidad and Tobago

United States

Oceania (14)

Australia

Fiji

Kiribati

Marshall Islands

Micronesia

Nauru

New Zealand

Palau

Papua New Guinea

Samoa

Solomon Islands

Tonga

Tuvalu

Vanuatu

Africa (45)

Algeria

Angola

Benin

Botswana

Burkina Faso

Cabo Verde

Cameroon

Comoros

Côte dIvoire

Djibouti

Egypt

Equatorial Guinea

Eswatini

Ethiopia

Gabon

Gambia

Ghana

Guinea

Guinea-Bissau

Kenya

Lesotho

Liberia

Libya

Madagascar

Malawi

Mali

Mauritania

Mauritius

Morocco

Mozambique

Namibia

Niger

Nigeria

Rwanda

Sao Tome and Principe

Senegal

Seychelles

Sierra Leone

South Africa

Tanzania

Togo

Tunisia

Uganda

Zambia

Zimbabwe

Asia (41)

Armenia

Azerbaijan

Bahrain

Bangladesh

Bhutan

Brunei

Cambodia

China

Georgia

India

Indonesia

Israel

Japan

Jordan

Kazakhstan

Kuwait

Kyrgyzstan

Laos

Lebanon

Malaysia

Maldives

Mongolia

Nepal

Oman

Pakistan

Palestine State

Philippines

Qatar

Saudi Arabia

Singapore

South Korea

Sri Lanka

Syria

Tajikistan

Thailand

Timor-Leste

Turkey

Turkmenistan

United Arab Emirates

Uzbekistan

Vietnam

South America (11)

Argentina

Bolivia

Brazil

Chile

Colombia

Ecuador

Guyana

Paraguay

Peru

Suriname

Uruguay

Available for

Personal

Wise does currently not offer accounts for personal customers.

Business

Wise does currently not offer accounts for business customers.

Go to Wise Learn more

Payoneer

3.9

NeoScore

What's this score?

The Neolista Rating is a comprehensive measure that combines Trustpilot Rating, App Store Rating, and Play Store Rating into a single, unified rating.

Calculation

Based in

United States

Available in

Indonesia

United States +183

Payoneer is available for residents of the following countries:

Europe (44)

Albania

Andorra

Austria

Belarus

Belgium

Bosnia and Herzegovina

Bulgaria

Croatia

Cyprus

Czech Republic (Czechia)

Denmark

Estonia

Finland

France

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Moldova

Monaco

Montenegro

Netherlands

North Macedonia

Norway

Poland

Portugal

Romania

San Marino

Serbia

Slovakia

Slovenia

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

North America (22)

Antigua and Barbuda

Bahamas

Barbados

Belize

Canada

Costa Rica

Dominica

Dominican Republic

El Salvador

Grenada

Guatemala

Haiti

Honduras

Jamaica

Mexico

Nicaragua

Panama

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Trinidad and Tobago

United States

Oceania (14)

Australia

Fiji

Kiribati

Marshall Islands

Micronesia

Nauru

New Zealand

Palau

Papua New Guinea

Samoa

Solomon Islands

Tonga

Tuvalu

Vanuatu

Africa (50)

Algeria

Benin

Botswana

Burkina Faso

Burundi

Cabo Verde

Cameroon

Central African Republic

Chad

Comoros

Congo (Congo-Brazzaville)

Côte dIvoire

Djibouti

Equatorial Guinea

Eritrea

Eswatini

Ethiopia

Gabon

Gambia

Ghana

Guinea

Guinea-Bissau

Kenya

Lesotho

Liberia

Libya

Madagascar

Malawi

Mali

Mauritania

Mauritius

Morocco

Mozambique

Namibia

Niger

Nigeria

Rwanda

Sao Tome and Principe

Senegal

Seychelles

Sierra Leone

Somalia

South Africa

South Sudan

Tanzania

Togo

Tunisia

Uganda

Zambia

Zimbabwe

Asia (44)

Armenia

Azerbaijan

Bahrain

Bangladesh

Bhutan

Brunei

Cambodia

China

Georgia

India

Indonesia

Iraq

Israel

Japan

Jordan

Kazakhstan

Kuwait

Kyrgyzstan

Laos

Lebanon

Malaysia

Maldives

Mongolia

Myanmar (formerly Burma)

Nepal

Oman

Pakistan

Palestine State

Philippines

Qatar

Russia

Saudi Arabia

Singapore

South Korea

Sri Lanka

Tajikistan

Thailand

Timor-Leste

Turkey

Turkmenistan

United Arab Emirates

Uzbekistan

Vietnam

Yemen

South America (10)

Argentina

Bolivia

Brazil

Colombia

Ecuador

Guyana

Paraguay

Peru

Suriname

Uruguay

Available for

Personal

Payoneer does currently not offer accounts for personal customers.

Business

Payoneer does currently not offer accounts for business customers.

Go to Payoneer Learn more

Volopay

3.0

NeoScore

What's this score?

The Neolista Rating is a comprehensive measure that combines Trustpilot Rating, App Store Rating, and Play Store Rating into a single, unified rating.

Calculation

Based in

Singapore

Available in

Indonesia +4

Volopay is available for residents of the following countries:

Oceania (1)

Australia

Asia (4)

India

Indonesia

Philippines

Singapore

Available for

Personal

Volopay does currently not offer accounts for personal customers.

Business

Volopay does currently not offer accounts for business customers.

Go to Volopay Learn more

Which business neobanks are best for businesses based in Indonesia?

A business neobank in Indonesia provides a tailored solution for businesses operating in the country. These online-only banking solutions offer a range of financial services specifically designed for businesses, including multi-currency accounts, international payments, and expense management tools. Whether you're a small startup or an established enterprise, business neobanks can help streamline your financial operations and reduce costs.

Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
Payoneer – Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.
Volopay – Volopay gives you control over your company's payments, expenses, budgets, and accounting. The best alternative for your business account. Join the hundreds of companies that trust Volopay.

Frequently asked questions about neobanks

Everything you need to know about mobile banking. Our FAQ section covers the essentials, offering you insights and answers to the most common questions about managing your finances through mobile banks.

A mobile bank operates primarily through a mobile app, allowing users to manage their financial transactions digitally without the need for traditional brick-and-mortar branches.

Mobile banks use advanced security measures such as encryption, two-factor authentication, and biometric logins to ensure that your financial data is protected and secure.

Many mobile banks offer services to non-residents, though requirements can vary. Check the specific bank’s policies regarding international applications.

Mobile banks often offer lower fees, higher convenience through 24/7 digital access, real-time notifications on transactions, and innovative financial management tools compared to traditional banks.

While mobile banks typically offer reduced fees, there may be charges for certain services such as ATM withdrawals outside their network, international transactions, or premium account features.

You can deposit money into a mobile bank account via bank transfers, direct deposit, mobile check deposit, and sometimes by depositing cash at partner locations depending on the bank’s infrastructure.

When choosing a neobank, consider factors such as the fees and charges, the range of services offered, customer support availability, security measures, user reviews, and how well it meets your financial needs. Additionally, evaluate any perks or benefits like cashback offers, interest rates on savings, and international transaction fees.

Opening an account with a neobank usually involves downloading their mobile app or visiting their website, completing an online application form, and providing necessary documents such as a government-issued ID for identity verification. The process is typically quick, often requiring just a few minutes to complete.

The main difference between a neobank and an online bank is that neobanks are typically technology-driven startups that do not have their own banking licenses but rely on partnerships with traditional banks to offer banking services, whereas online banks are usually the digital arms of established banks, possessing full banking licenses and offering a broader range of financial services.

Yes, you can have both a neobank account and a traditional bank account simultaneously. Many people use neobanks for their convenience and innovative features while maintaining a traditional bank account for access to a full range of financial services and in-person customer support.

Neobanks are increasingly available worldwide, but their presence varies significantly from one region to another. Some neobanks operate globally, while others are restricted to specific countries or regions due to regulatory requirements and licensing issues. Luckily that is where Neolsita comes in. All listed neobanks have an indication of where in the world they are available.

Best mobile banks in Indonesia (December 2024)

Explore 3 mobile banks available in Indonesia

Wise

What's this score?

Calculation

Best mobile banks in
Indonesia (December 2024)