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🎖️ Trusted by millions of users globally
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How to send money with Xe

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Create account

It takes just a few minutes. All we need is your email address and some additional information.

Instant quote

Get a live bank-beating money transfer rate for your chosen currency.

Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

Recommended by 70,000+ verified customers

'Excellent'
Prompt reliable service with easy to…
Prompt reliable service with easy to use interface
Andrew
12 hours, 3 minutes ago
Safe
Safe, efficient and transfers arrive on time!
Martha Millan
12 hours, 31 minutes ago
Wouldn't be able to do the things I do…
Wouldn't be able to do the things I do without XE. Absolutely the best!
Carlos Agueda
13 hours, 53 minutes ago
Reliable
Fast, efficient, no problems, as always.
Jeff Davies
16 hours, 31 minutes ago
Money was transferred as expected
Money was transferred as expected
Boris
20 hours, 4 minutes ago
No hassles
No hassles, useful communication during transfer
Sue Harper
30 hours, 39 minutes ago
Best exchange rate
Best exchange rate, easy and simple steps to finished the transaction, Received in minutes.
KK
36 hours, 6 minutes ago
Xe review
I've used xe for a long time and have been happy with the service. The one thing that makes me grit my teeth is that anyone new signing on gets a better rate than I do and I've used this servers for at least 10 years.
Deanna
39 hours, 41 minutes ago
Grateful for Sam Jenkinson
Sam Jenkinson was very helpful and knowledgeable in helping me move money from the USA to NZ. I'm grateful for his assistance.
Michael F
40 hours, 27 minutes ago
Sending money overseas
Using XE to send money to my children over seas is very easy. The exchange rate along with a minimal fee makes it cost effective. Thanks XE for being so prompt, money arrives in about 24-48 hours. Great service.
Donna
41 hours, 53 minutes ago
Did the job well
Did the job well
STEPHEN FLETCHER
43 hours, 47 minutes ago

Transfer updates and live customer support

✅ Live chat, phone and email support in multiple languages

✅ Live tracking and notifications

✅ Experienced account managers available for larger transfers

Track your money transfer and get live support

Great rates and fast transfer speeds

✅ Bank-beating rates and no hidden fees

✅ Most transfers completed same day, some in minutes

✅ No min or max transfer amount limits

Xe global business account and international payments

Secure and trusted

✅ Regulated by relevant authorities worldwide

✅ 275+ million people visit Xe online every year

✅ Account and transaction protection using 2-factor authentication

How long will it take to send money abroad?

Tools & transfer options

With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.


Spot transfers

Buy currency at the live exchange rate to quickly make a payment.

Regular payments

Simply fix the exchange rate for up to 24 months.

Market orders

Identify your target rate and transfer automatically once it’s been reached.

Forward contracts

Lock in today’s rate and schedule your transfer for any time in the next 3 years.

Powering you.

Open your personal or business money transfer account in minutes.

XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks, NMLS ID 920968; and authorized to operate as a money transmitter in all United States' jurisdictions where it conducts business.