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Your Security is our Priority

Affinity uses the highest levels of internet security to ensure that your account is
completely protected. We are also licensed and regulated by the Bank of Ghana.

Choose Affinity

Our products are designed with you in mind. If you’re looking for convenient day-to-day banking, to save for a rainy day or to put away money for that big purchase, we’re here to help you.

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It’s affordable

No monthly fees, earn interest

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It’s easy

Get an account in a few simple steps

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It’s convenient

Access your secure account 24/7

Explore our app features

Seamless transactions

Make transfers with ease and schedule your recurring transfers, so you spend more time on what matters most to you

Withdrawal limits

Have control over how much you spend, so you can manage your money better

On-demand receipts

Easily access your transaction history and receive instant and downloadable e-receipts on every transaction you make

Refer your friends and family

Earn rewards every time you help grow the Affinity family

Our personal accounts

Convenient and affordable features designed for you

Annual Interest
1%-3%
Linked to inflation (capped at 10%)
Linked to Treasury bills
Account type
Transactional
Savings
Investment
Duration
N/A
N/A
91, 182 and 365 days
Initial deposit
5
N/A
N/A
Minimum balance
0
10
500
Balance limit (for MKYC*)
15,000
15,000
15,000
Daily payment limit (for MKYC*)
5,000
5,000
5,000
Withdrawal Restrictions
None
Interest penalty beyond six withdrawals a month
Interest penalty if broken prematurely
Monthly charges
0
0
0
Payment fees
Free
Free
Free
Internal transfer fees
Free
Free
Free
*Medium KYC (MKYC) involves minimal customer ID information at account opening. This form of verification sets balance and spending limits. Upgrade your profile by providing more information about yourself to remove limits.

Experience limitless banking

You can also upgrade your Affinity Daily account in-app to remove balance and spending limitations