Monese vs N26

Highlights

A quick, at-a-glance look at what makes Monese and N26 stand out.

Monese

Neobank

Mobile-first banking
Personal & business accounts
Available in 19 countries
Rated 4.2 / 5 on Neolista

N26

Neobank

Mobile-first banking
Great for personal use
Available in 8 countries
Rated 3.5 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Monese and N26 to the overall average score across all listed providers.

4.2

VS

3.5

VS

Directory average

4.1

Monese vs N26: the full comparison

Our breakdown of how Monese and N26 compare — and which might suit you best.

Monese is available in 19 countries, while N26 is available in 8 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Monese is best suited to both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.

By comparison, N26 is geared towards individuals. N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives. It currently holds a Neolista score of 3.5 out of 5.

If Monese lines up with what you need, it's a strong choice — but it's worth weighing N26 too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Monese and N26 aren't available everywhere. Here's where each one currently operates.

Monese

Available in 19 countries

+5 more

VS

N26

Available in 8 countries

What customers are saying

Recent verified 5-star reviews for Monese and N26.

“Amazing service I opened the account in 3 minutes”

Fotios"Monese" review from Trustpilot

“I am a customer since 2017. The bank never failed me personally. The app is good, fast, available in English and is function wise in the same ballpark as other apps from competitors. I am a metal customer and even though I never really needed it - but the travel insurance is really good (as described). The investment features are also good enough for me as a “just buy monthly ETF shares.”What may help to further get more market shares would be the offering of a real credit card. Because of that I am “forced” to posses multiple cards from different banks. I never needed the service. But my wife as a foreigner in Germany did need. There was a glitch in the KYC process that would only accept RFID based residence cards and she only possessed a paper based in her passport (problems at the Bundesdruckerei at the time). We had to wait over a month to get a solution. We persuaded them eventually to give us the possibility to use PostIdent - then it worked.”

Mario Saternus"N26" review from Trustpilot

Monese is great for everyone

Monese is available for both personal and business customers.

Personal accountsBusiness accounts

Go to Monese

N26 is great for individuals

N26 offers accounts for personal customers.

Personal accounts

Go to N26