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Side-by-side comparison
Mercury logo
Mercury
VS
Sofi logo
Sofi

Mercury vs Sofi

Side-by-side comparison of Mercury and Sofi — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Mercury and Sofi stand out.

Mercury logo

Mercury

Top rated
  • Mobile-first banking
  • Built for businesses
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Sofi logo

Sofi

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.6 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Mercury and Sofi to the overall average score across all listed providers.

Mercury logo
4.7
VS
Sofi logo
4.6
VS

Directory average

4.1

Mercury vs Sofi: the full comparison

Our breakdown of how Mercury and Sofi compare — and which might suit you best.

Mercury is available in 1 country, while Sofi is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Mercury is best suited to businesses. Online Business Banking For Startups & Small Businesses. Apply in 10 minutes for business banking that transforms how you operate. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Sofi is geared towards individuals. Bank, borrow and invest—all in one app. ​​SoFi is a one-stop shop for all your finances, designed to help you Get Your Money Right®. It currently holds a Neolista score of 4.6 out of 5.

If Mercury lines up with what you need, it's a strong choice — but it's worth weighing Sofi too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Mercury and Sofi aren't available everywhere. Here's where each one currently operates.

Mercury logo

Mercury

Available in 1 country

United States flag
VS
Sofi logo

Sofi

Available in 1 country

United States flag

What customers are saying

Recent verified 5-star reviews for Mercury and Sofi.

I’ve had a very positive experience with Mercury. The platform is modern, simple, and easy to use, especially for managing a U.S. business remotely. Customer support has also been responsive and helpful whenever needed. Overall, a reliable and well-designed banking experience.

Trustpilot
Cenk"Mercury" review from Trustpilot

A wonderful bank for both investing and my checking need and offers crypto. And offers credit services loans and early access to ipos I haven’t had an issue with them so far just wish they had more physical locations

Trustpilot
Raajvir Parmar"Sofi" review from Trustpilot
Mercury logo

Mercury is great for businesses

Mercury offers accounts for business customers.

Business accounts
Go to Mercury
Sofi logo

Sofi is great for individuals

Sofi offers accounts for personal customers.

Personal accounts
Go to Sofi

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