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Side-by-side comparison
Kard logo
Kard
VS
Wise logo
Wise

Kard vs Wise

Side-by-side comparison of Kard and Wise — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Kard and Wise stand out.

Kard logo

Kard

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 3.6 / 5 on Neolista
Wise logo

Wise

Top rated
  • Mobile-first banking
  • Personal & business accounts
  • Available in 177 countries
  • Founded in 2011
Neolista

Average Neolista Scores

Compare the Neolista scores of Kard and Wise to the overall average score across all listed providers.

Kard logo
3.6
VS
Wise logo
4.7
VS

Directory average

4.1

Kard vs Wise: the full comparison

Our breakdown of how Kard and Wise compare — and which might suit you best.

Kard is available in 1 country, while Wise, founded in 2011, is available in 177 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Kard is best suited to individuals. To teach them how to manage like grown-ups, in complete security! Register in 2 min. Get instant deposits. Complete security. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Wise is geared towards both individuals and businesses. 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account. It currently holds a Neolista score of 4.7 out of 5.

If Kard lines up with what you need, it's a strong choice — but it's worth weighing Wise too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Kard and Wise aren't available everywhere. Here's where each one currently operates.

Kard logo

Kard

Available in 1 country

France flag
VS
Wise logo

Wise

Available in 177 countries

Albania flagAlgeria flagAndorra flagAngola flagAntigua and Barbuda flagArgentina flagArmenia flagAustralia flagAustria flagAzerbaijan flagBahamas flagBahrain flagBangladesh flagBarbados flag+163 more

What customers are saying

Recent verified 5-star reviews for Kard and Wise.

“Tres facil et clair a l’utlisiation, application tres simple et comprehensible”

Trustpilot
Gabriel"Kard" review from Trustpilot

“SIMPLE, DOES WHAT IT SAYS ON THE TIN,”

Trustpilot
Alan"Wise" review from Trustpilot
Kard logo

Kard is great for individuals

Kard offers accounts for personal customers.

Personal accounts
Go to Kard
Wise logo

Wise is great for everyone

Wise is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Wise

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