Bitwala vs Up

Highlights

A quick, at-a-glance look at what makes Bitwala and Up stand out.

Bitwala

Neobank

Mobile-first banking
Great for personal use
Available in 30 countries
Rated 3.6 / 5 on Neolista

Up

Neobank

Mobile-first banking
Great for personal use
Available in 1 country
Rated 4.0 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Up to the overall average score across all listed providers.

3.6

VS

4.0

VS

Directory average

4.1

Bitwala vs Up: the full comparison

Our breakdown of how Bitwala and Up compare — and which might suit you best.

Bitwala is available in 30 countries, while Up is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Up is geared towards individuals. Up is a digital bank designed to help you organise your money and simplify your life. Join in minutes and pay no monthly fees. It currently holds a Neolista score of 4.0 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Up too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Up aren't available everywhere. Here's where each one currently operates.

Heads up: Bitwala and Up don't currently operate in any of the same countries.

Bitwala

Available in 30 countries

+16 more

VS

Up

Available in 1 country

What customers are saying

Recent verified 5-star reviews for Bitwala and Up.

“(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.”

Dick Hugh"Bitwala" review from Trustpilot

“I use UP card when I travel overseas. Seamless fee free transactions. I haven't checked the conversion rate but it seems well regarded in ither review sites and offers advice and incentives for savings goals. I have a digital and physical card. Backed by bendigo bank which is another thing in its favour and they are proactive against fraudulent transactions. I wouldn't trust the negative reviews from my perdonal experience.”

michael"Up" review from Trustpilot

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts

Go to Bitwala

Up is great for individuals

Up offers accounts for personal customers.

Personal accounts

Go to Up