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Side-by-side comparison
Bitwala logo
Bitwala
VS
Tandem logo
Tandem

Bitwala vs Tandem

Side-by-side comparison of Bitwala and Tandem — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Tandem stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.6 / 5 on Neolista
Tandem logo

Tandem

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 3.9 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Tandem to the overall average score across all listed providers.

Bitwala logo
3.6
VS
Tandem logo
3.9
VS

Directory average

4.1

Bitwala vs Tandem: the full comparison

Our breakdown of how Bitwala and Tandem compare — and which might suit you best.

Bitwala is available in 30 countries, while Tandem is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Tandem is geared towards individuals. The perfect money partner, helping you save the right way. It currently holds a Neolista score of 3.9 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Tandem too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Tandem aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Tandem logo

Tandem

Available in 1 country

United Kingdom flag

What customers are saying

Recent verified 5-star reviews for Bitwala and Tandem.

(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

Seamless and quick process, agent advised every step of the way, excellent!

Trustpilot
John Forrester"Tandem" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Tandem logo

Tandem is great for individuals

Tandem offers accounts for personal customers.

Personal accounts
Go to Tandem

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