Bitwala vs Relay

Highlights

A quick, at-a-glance look at what makes Bitwala and Relay stand out.

Bitwala

Neobank

Mobile-first banking
Great for personal use
Available in 30 countries
Rated 3.6 / 5 on Neolista

Relay

Top rated

Mobile-first banking
Built for businesses
Available in 1 country
Rated 4.5 / 5 on Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Relay to the overall average score across all listed providers.

3.6

VS

4.5

VS

Directory average

4.1

Bitwala vs Relay: the full comparison

Our breakdown of how Bitwala and Relay compare — and which might suit you best.

Bitwala is available in 30 countries, while Relay is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Relay is geared towards businesses. Relay’s online banking and money management platform puts you in complete control of your cash flow. It currently holds a Neolista score of 4.5 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Relay too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Relay aren't available everywhere. Here's where each one currently operates.

Heads up: Bitwala and Relay don't currently operate in any of the same countries.

Bitwala

Available in 30 countries

+16 more

VS

Relay

Available in 1 country

What customers are saying

Recent verified 5-star reviews for Bitwala and Relay.

“(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.”

Dick Hugh"Bitwala" review from Trustpilot

“When I was able to reach someone via email, it made it easier than the chat. All I wanted was a change on how my name appeared but I kept getting info on legal name change. The agent who assisted me took care of my request easily and painlessly. My suggestion is to fix the chat, what I asked was to change how my name appeared, I did not get the answer to it, instead I got everything else that was not related.”

Connie Kirkpatrick"Relay" review from Trustpilot

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts

Go to Bitwala

Relay is great for businesses

Relay offers accounts for business customers.

Business accounts

Go to Relay