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Side-by-side comparison
Bitwala logo
Bitwala
VS
Kard logo
Kard

Bitwala vs Kard

Side-by-side comparison of Bitwala and Kard — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Bitwala and Kard stand out.

Bitwala logo

Bitwala

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 30 countries
  • Rated 3.6 / 5 on Neolista
Kard logo

Kard

Neobank
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 3.6 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Bitwala and Kard to the overall average score across all listed providers.

Bitwala logo
3.6
VS
Kard logo
3.6
VS

Directory average

4.1

Bitwala vs Kard: the full comparison

Our breakdown of how Bitwala and Kard compare — and which might suit you best.

Bitwala is available in 30 countries, while Kard is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Bitwala is best suited to individuals. Bitwala is the app to manage, save and grow your money. Invest in cryptocurrencies, create savings plans and earn up to 5% interest per year on bitcoin directly from a German bank account. It currently holds a Neolista score of 3.6 out of 5.

By comparison, Kard is geared towards individuals. To teach them how to manage like grown-ups, in complete security! Register in 2 min. Get instant deposits. Complete security. It currently holds a Neolista score of 3.6 out of 5.

If Bitwala lines up with what you need, it's a strong choice — but it's worth weighing Kard too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Bitwala and Kard aren't available everywhere. Here's where each one currently operates.

Bitwala logo

Bitwala

Available in 30 countries

Austria flagBelgium flagBulgaria flagCroatia flagCyprus flagDenmark flagEstonia flagFinland flagFrance flagGermany flagGreece flagHungary flagIceland flagIreland flag+16 more
VS
Kard logo

Kard

Available in 1 country

France flag

What customers are saying

Recent verified 5-star reviews for Bitwala and Kard.

“(edit). Took 2 weeks to answer but they came back to me despite closing the bank. Happy that they solved the issue and returned the money to the sender since my account was blocked.”

Trustpilot
Dick Hugh"Bitwala" review from Trustpilot

“Tres facil et clair a l’utlisiation, application tres simple et comprehensible”

Trustpilot
Gabriel"Kard" review from Trustpilot
Bitwala logo

Bitwala is great for individuals

Bitwala offers accounts for personal customers.

Personal accounts
Go to Bitwala
Kard logo

Kard is great for individuals

Kard offers accounts for personal customers.

Personal accounts
Go to Kard

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